Atmanirbhar Gujarat Sahay Yojana Loan Apply Online 2020 | Eligibility

Atmanirbhar Gujarat Sahay Yojana Loan Apply Online 2020 | Eligibility :- As we know that due to spread of corona virus (covid-19) not only the India other countries like China and USA etc are also affected. Its not only affect the people but the economic activities of people and our country are also affected. Today i am here to discuss about the scheme which is launched by the Gujarat government for the people who are economically weak, smaller businessman and whose economic activities have been disrupted by the COVID-19 lockdown.  The government has launch this Atmanirbhar Gujarat Sahay Yojana on 13 May 2020 for the benefit of people.

Atmanirbhar Gujarat Sahay Yojana

According to this scheme, the Government of Gujarat have been provided the loan of Rs.1 lakh at interest rate 2%. The remaining 6% interest rate will be paid by the Government to the bank. This scheme is basically a helping hand by Government for people of Gujarat in the form of 5000 crore package. The people who are included in this schemes are smaller businessmen, auto rickshaw owners, electrician, skilled workers and others whose income is stopped due to this epidemic COVID-19  spread. The Atmanirbhar Gujarat Sahay Yojana (AGSY) basically will provides the great support to the lower middle class families whose income is totally depends upon the daily income basis and now these people are not able to earn money due to continous lockdown.

Scheme NameAtmanirbhar Gujarat Sahay Yojana
StateGujarat
Scheme MottoProvide Loan Upto 1 lakh Rupees
Launch Date13th May 2020
Launch ByCM Vijay Rupani
Atmanirbhar Gujarat Sahay Yojana Apply Online
Atmanirbhar Gujarat Sahay Yojana Apply Online

Gujarat government will very soon start the online registration procedure for the applicants who are willing to get benefits of this scheme. According to Atmanirbhar Gujarat Sahay Yojana loan tenure will be of 3 years and payment installment procedure will start after the six month of loan dispersal.

Yojana Key points

  1. Loan income- Rs 1 lakh
  2. Interest rate-  2%

Beneficiary people of AGSY Scheme

  1. Small businessmen
  2. Electrician
  3. Barbers
  4. Autorickshaw owners
  5. Skilled workers
  6. Other people with low monthly income.

The people get loan from bank suggest Cooperative Bank credit societies and district cooperative banks with their branches. Gujarat government will pay the remaining interest rate. No bank will ask the people for any security, they can easily pay the interest rate in three years. 

People are applying for this schemes will not have to pay any EMI and interest rate for the period of 6 months. After six months, interest rate will be paid by the people for next three years. All the smal entrepreneurs will get a great benefits from this scheme. Not only Gujarat government others state governments also release such helping hand schemes for the farmers, workers and other small region people who are economically dependent on their daily income which is disturbed by the COVID-19 lockdown.

Gujarat Govt 1 Lakh Loan Scheme

Gujarat Deputy CM Shri Nitinbhai Patel and Ministerof State for Home Shri Pradipsinh Jadeja from Gandhinagar with Cabinet Ministers from district headquarters joined this conference. All the minister had discussed about the COVID-19 present situation and after meeting they had decided to launch Atmanirbhar Gujarat Sahay Yojana for the people whose economic activities are disturbed. People like small businessmen, autorickshaw owners, electrician, barbers and other people are the those who are most affects by this COVID-19 lockdown because they are not able to go outside and earn money. So their families suffers the most.

The chief minister of Gujrat also ensure that all the state labours back to their home, for that Chief minister directed the district collectors to send their plans regarding this steps. Many labours are stuck in different cities like Delhi, Surat, Bihar, Odisha, Jharkhand etc. This is a great initiative by the government of Gujrat. Like Gujrat other State Government also put forward this initiative for the benefit of labours.

In this crucial condition, government of Gujrat had decided to launch this scheme and on 13 may 2020, they finally launched this scheme for the beneficiaries people.  People can easily apply online to get benefit of this scheme.

Atmanirbhar Gujarat Sahay Yojana Apply Online

  1. Firstly you need to open the official website of Atmanirbhar Gujarat Sahay Yojana.
  2. For that click on this link provided here.
  3. Home page will be open and click on the link provided to online registration for Atmanirbhar Gujarat Sahay Yojana.
  4. The online form will be open.
  5. You have to fill this online registration form with your proper details.
  6. Details required such as:  Name of applicant, qualification, occupation, id proof such as Adhar card, driving licence, voter id etc, your mobile number, address etc
  7. After filling all the details, you have to click on tick right which ensure that all the information provided above is correct.
  8. Then click on the submit button and your application will be submitted under Gujrat government online registration form.

Government ensured that all the small businessmen get benefits from this scheme. Estimately, more than 12 lakh people will get benefits from this scheme. Loan will be given by the Urban cooperative banks, district cooperative banks, credit societies and others. For this around 220 Urban cooperative banks, 18 district cooperative banks are assigned.  As I mentioned above that the main aim of the  Atmanirbhar Gujarat Sahay Yojana (AGSY) is to provide benefits to small businessmen, rickshaw owners, barbers, electrician and other middle class people. Installment will be paid within 3 years which is sufficient period for people.

This scheme is launched by the Gujarat government for beneficiaries people.  And there is relaxation of 6 months, that you have no need to pay installment for first six months. This is like other loan schemes, you can apply by filling Atmanirbhar Gujarat Sahay Yojana online application form. read the above mentioned steps to fill the online application form. For More Sarkari Yojana Visit our homepage.

Leave a Comment